Commercial Loans

Commercial Loans

Hard Money and Institutional Portfolio Real Estate Loans

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Hard Money Commercial Loans

FCTD provides borrowers with both short-term hard money bridge loans and long-term permanent financing using institutional and private capital sources.

Private Money Loans

  • 1, 2, 3, and 15-year programs
  • Rates start at 7.90%
  • Up to 70% loan-to-value (LTV)
  • Investor to owner-user
  • Asset-based or Debt Service Coverage Ratio (DSCR) programs

Institutional Loans

  • 12-month bridge to 25-year amortization
  • Rates from 6.00% and up
  • Up to 70% loan-to-value (LTV)
  • Investor to owner-user
Disclaimer: Information, rates, and pricing are subject to change without prior notice. All loans subject to borrowers and underlying collateral meeting First Capital Trust Deeds' and/or assigns then-current underwriting criteria. Other restrictions apply.

Your Home Loan Could Be Fully Funded 30 Days From Now

  • Fixed Rates

    Fixed Rates

  • Adjustable Rates Mortgage (ARM)

    Adjustable Rates
    Mortgage (ARM)

  • Conforming Loans

    Conforming
    Loans

  • Jumbo & Super Jumbo Loans

    Jumbo & Super
    Jumbo Loans

  • FHA, VA, & USDA Loans

    FHA, VA, & USDA
    Loans

  • Terms from 5 to 30 Years

    Terms from 5 to
    30 Years

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